Skills, tools and low-cost credit for artisans and craftspeople
PM Vishwakarma
01 · What it is
A scheme for traditional artisans and craftspeople in 18 trades that gives a recognition card, skill training, a toolkit incentive and collateral-free credit at a concessional interest rate. It is planned to run to 2027-28.
02 · Who should check it
Artisans and craftspeople in the trades the scheme lists, working with their hands and tools
03 · What it can support
- Recognition as a Vishwakarma and an ID card
- Skill training with a stipend of ₹500 a day
- A toolkit incentive of up to ₹15,000
- Collateral-free credit: ₹1 lakh first, then ₹2 lakh, at 5 per cent interest
04 · What may be required
- Working in one of the 18 listed traditional trades, aged 18 or over
- No PMEGP, MUDRA or PM SVANidhi loan in the last five years, and one member of a family
- Registration on the portal through a Common Service Centre
05 · Documents commonly requestedTick what you already have. 0 of 4 ready.
06 · Application route
Register at a Common Service Centre or on the official portal.
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